In the current age it is no longer practicable to carry a thick stack of bank notes and rolls of coins in one's wallet not only from the security perspective, but also from the point of view of convenience.
The basic difference in a credit card and a debit card is that in case of a debit card, the money that is used while making purchases or payments is your own money, while in case of credit cards, the money you spend is money that you have borrowed, which you are required to pay back to the bank before the stipulated due date.
A credit card company enters into agreements with various merchants for them to accept their credit cards.
Apart from using the card through physical presentation, as discussed above, the booming online shopping industry has also benefited hugely through the ubiquitous availability of credit cards.
While making a purchase, the card holder has to either swipe the magnetic strip of the card on a card machine at the shop.
A supplementary credit card is an add-on credit card issued under the original or primary card. These credit cards can be issued for family members of the primary card holder.
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