Points to Know About Personal Loan
A personal loan is a short to medium term unsecured loan (no collateral) that you can use to meet current financial needs.
As with any financial product, when it comes to taking out personal loan deals, it pays to shop around and compare APRs.
Secured loans are cheaper than unsecured loans but you run the risk of losing your home if you don’t keep up repayments.
If you plan to apply for a personal loan, it’s crucial that you check your credit rating first.
It might seem unlikely at the time when you take out a personal loan – but don’t forget that it’s possible you will be able to pay off your debt early.
You could even consider taking a personal loan if you want to fund your child’s education and your application for an education loan has been rejected.
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